Frequently Asked Questions

Here are just a few of the most popular questions we get asked; if you can’t find the answer you’re looking for, contact us with your query and we’ll get back to you ASAP.

An MOT is only required on any car when it is 3 years old.  Therefore, unless your lease term exceeds a three year period, you will not need to obtain an MOT certificate.

Unfortunately, insurance is not included. This is as every customer is different, i.e. age, area etc, therefore it is impossible to cost insurance in with the lease price. All lease cars must be insured comprehensively and we will require a copy of your insurance certificate.

Car leasing deals are usually calculated over a 2 or 3 year term.  Deals are advertised as 3+23 or 3+35 contracts.  The ‘3’ stands for 3 payments in advance, then +23 or +35 equates to the quantity of payments you will pay throughout the contract term.  You will also see deals advertised for comparison on different payments profiles, for example 6+23 and 6+35; this allows our customers to see other options available. Some customers prefer to pay a higher payment at the front of the lease, which in turn reduces the monthly rental amount for the balance of the contract.

On both ‘business contract hire’ and ‘personal contract hire’ the finance company are the legal owner of the car on the V5 document.  The finance company the lease is taken out with, will record the customer/business as the keeper of the vehicle on their internal records for the lease term.  If you require further clarity on this question, please call one of our team and they will be happy to explain in more detail.

Every lease car contract gives an ‘excess mileage’ price, therefore should you exceed your agreed total mileage, any additional mileage would be charged at this rate.  EG: Excess pence per mileage rate = 5p.  1000 miles over the total contract mileage would be charged at £50.00 + vat = £60.00.  The finance company will invoice you after your lease car is returned.

Our car leasing offers are calculated on brand new cars. All of the car leasing deals on our website are brand new UK vehicles, supplied via UK main dealerships, unless stated otherwise.

Road tax – or road fund licence – is included for the full contract duration. 

All brand new lease cars come with the standard manufacturer warranty supplied at main dealer level.

You can opt to include what is called a ‘maintenance package’ in with the price of your lease. This covers your vehicle for all scheduled servicing; routine mechanical repairs; replacement tyres, batteries, exhausts; full RAC/AA, or equivalent, membership. Damage or items that are not fair wear and tear are not covered.

Yes. We charge a processing fee of £239.99 (incl. VAT) to cover the cost of arranging the agreement with the finance provider, vehicle sourcing, and documentation processing.

All our leasing deals include delivery to a UK mainland address of your choice.

A hybrid car uses two energy sources to maximise efficiency. This is most commonly means combining electrical energy stored in batteries with either a petrol or diesel internal combustion engine (ICE).


Some systems use the ICE as a generator and are known as range-extender or ‘series’ hybrids; driven exclusively by electric motors with the ICE providing no direct drive.


Full Hybrid:

They use both the ICE and electric motors to drive the car, either simultaneously or independently.  The batteries are recharged through regenerative braking.


Mild Hybrid:

As with full hybrids, mild hybrids use an ICE alongside an electric motor.  However, the two power sources can’t be used independently of each other.  The batteries are recharged through regenerative braking.


Plug-in Hybrid (PHEV):

As the name suggests, these have to be plugged in to charge its electric batteries.  It’s closer to a full Electric Vehicle (EV) as the batteries are larger and can be charged by an external source, thereby providing a much better EV-only range than a full hybrid.


Most PHEVs have a range of approximately 30 miles, and owners who rarely exceed their car’s EV-only range or can charge before returning home, can theoretically run a PHEV without ever using its ICE!


Once the charge has run out, the ICE can be used to drive, just like the full hybrid.

BVRLA leasing broker

Registered in England & Wales No 4971940 | VAT Number: 824 4951 19
NCA Vehicle Management Limited is Authorised and Regulated by the Financial Conduct Authority
Firm Reference Number 688099 | Data Protection Licence Z8327853

We are a broker and not a lender

© 2021 NCA Vehicle Management AR Limited. All rights reserved.

Site design by: Awenek

Registered in England & Wales No 4971940 

VAT Number: 824 4951 19
NCA Vehicle Management Limited is Authorised and Regulated by the Financial Conduct Authority.

Firm Reference Number 688099

Data Protection Licence Z8327853


NCA Vehicle Management Limited, Unit 10 Canvin Court, Somerton Business Park, Somerton, Somerset TA11 6SB


We are a broker and not a lender.

© 2021 NCA Vehicle Management Limited. All rights reserved.

Site design by: Awenek